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Outer Banks Insurance

Outer Banks Insurance for you new home purchase will cover several factors. If you live in a “Flood Zone,” your lender will require you to have federal flood insurance to cover the ground floor living space. This is federally regulated by FEMA. Your home owner’s insurance policy will cover any liabilities to the home or someone else entering your property that may get hurt. Wind and hail insurance premiums will cover parts of the home that are not covered under your regular home owners insurance policy. These “Hurricane” or “Beach” policies can get expensive if you are in an undesirable flood zone.


Banker’s Insurance
Bo Rhodes – recommended!
3600 N. Croatan Highway
Kitty Hawk, NC 27949
252.331.8232 (Direct)
252.384.6966 (Fax)

Vogedes Insurance Agency
Vogedes Insurance Agency, Inc
6385 N. Croatan Hwy, Suite 105
Kitty Hawk, NC 27949
252.261.9300 Fax

OBX Insurance
Agent on Duty
8443-A Caratoke Hwy
Powells Point, NC 27966
Phone: 252.441.3161
Fax: 252.491.5050

Weatherly Insurance Agency
Gayle Miles
2810 N Croatan Hwy
Kill Devil Hills, NC 27948
Phone: 252.480.1284
Fax: 252.480.1071

Outer Banks Insurance Agency
Malcolm Fearing
2009 S. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: 252.441.4077

Flood Insurance Facts 4 Homeowners:
If you own a home on the coast of NC, or if you are planning to buy or build a new home, you are probably aware of the risk of damage from hurricanes, tropical storms, and nor’easters. To protect homeowners and mortgage lenders from financial loss caused by such damaging storms, the National Flood Insurance Program (NFIP) makes flood insurance available in participating communities.

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    RE/MAX Surfside Note: Any member (individual or company) of the Outer Banks Association of Realtors (OBAR) may have have their own rules, procedures, and guidelines for COVID-19.  Contact those members/organizations directly for their specific COVID-19 rules, procedures, and guidelines. The CDC, North Carolina, and Dare County currently do not have specific COVID-19 guidelines for real estate companies or short term vacation rentals. Some guidelines:  CDC  North Carolina  Dare County.
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