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nfip and fema flood mapping
CRITICAL: Know what is to come in 2013-2014 with the National Flood Insurance Program (NFIP) and go about your real estate search with "wide open eyes." Check out the potential flood insurance increase example with homes below BFE, click on the FEMA image above to get informed on the future changes to come.

   Surfside has tools & resources found nowhere else on the web!

Outer Banks Insurance - Home, Wind, Hale, & Flood

Outer Banks Home Owner's Insurance for you new home purchase will cover several factors. If you live in a "Flood Zone," your lender will require you to have federal flood insurance to cover the ground floor living space. This is federally regulated by FEMA. Your home owner's insurance policy will cover any liabilities to the home or someone else entering your property that may get hurt. Wind and hail insurance premiums will cover parts of the home that are not covered under your regular home owners insurance policy. These "Hurricane" or "Beach" policies can get expensive if you are in an undesirable flood zone.

INSURANCE COMPANIES - WIND, HALE, & BEACH PLAN

Banker's Insurance
Bo Rhodes - reccommended!
3600 N. Croatan Highway
Kitty Hawk, NC 27949
(252) 331-8232 (Direct)
252-384-6966 (Fax)
brhodes@bankersinsurance.net

Southern Insurance Agency
Donna Gouldin
501 Hunt Club Drive, Suite A
Corolla, NC 27927
Phone: 252-457-9302, ext. 222
Fax: 252-457-9303
dgouldin@southerninsurance.com

Vogedes Insurance Agency
Reda Gudac, CIC
Vogedes Insurance Agency, Inc
6385 N. Croatan Hwy, Suite 105
Kitty Hawk, NC 27949
(252) 261-9300 Fax
reda@vogedesinsurance.com

OBX Insurance
Agent on Duty
8443-A Caratoke Hwy
Powells Point, NC 27966
Phone: 252-441-3161
Fax: 252-491-5050

Weatherly Insurance Agency
Gayle Miles
2810 N Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 480-1284
Fax: (252) 480-1071
milesg1@nationwide.com

Outer Banks Insurance Agency
Malcolm Fearing
2009 S. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 441-4077


Flood Insurance Facts 4 Homeowners:
If you own a home on the coast of NC, or if you are planning to buy or build a new home, you are probably aware of the risk of damage from hurricanes, tropical storms, and nor’easters. To protect homeowners and mortgage lenders from financial loss caused by such damaging storms, the National Flood Insurance Program (NFIP) makes flood insurance available in participating communities.

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    What makes RE/MAX Surfside a perfect match for investors?
REMAX Surfside
  •    Every agent has been in the business for over 10 years.
  •    All agents have been living on the OBX for over 10 years.
  •    Provides cutting edge resources found nowhere on the web! 
  •    Every agent utilizes the latest tech/mobile tools & services.
  •    Timliness is more than a priority, it's the Surfside standard.
  •    Competency ... Surfside agents provide sound advice and extensive OBX market knowledge.
  •    In-house and legal / transaction closing  advice from Sharp, Michael, Graham, & Baker, LLP
  •    We can efficiently and effectively list your property within 24 hours.  We'll get started today!
  •    Office cohesion provides our clients a level of service beyond the "single-agent show."
  •    CALL US TODAY @ 252-599-2300 - We're located at Milepost 3 in Kitty Hawk, North Carolina.